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22 N 12th Street , Saint Charles, IL 60174.
Completely reimagined from top to bottom. The striking exterior features fresh white vinyl siding, bold black trim, a paver walkway, and a cedar-ceiling covered entry. Inside, enjoy an open-concept layout with luxury vinyl plank flooring, a stunning stacked-stone fireplace with live-edge mantel, and a fully updated kitchen with shaker cabinets, marble-look backsplash, and stainless steel appliances. The spa-inspired primary bath is a true showstopper - black marble porcelain tile, frameless glass walk-in shower, penny mosaic floor, and designer matte black fixtures. Two additional bedrooms with vaulted ceilings and a second full bath. Sliding doors lead to a large deck with pergola overlooking a fully fenced backyard.
MLS ID: 12626635
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22 N 12th Street , Saint Charles, IL 60174.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $394,500 | $394,500 | $394,500 |
| Down Payment | $78,900 | $13,808 | $98,625 |
| Monthly Mortgage Amount | $1,867 | $2,322 | $2,398 |
| Taxes | $549 | $549 | $549 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $174 | $0 |
| Monthly Estimated Total | $2,531 | $3,160 | $3,062 |